Okay, I know this seems kind of tacky – the worst kind of re-gifting. But, if you need cash and that Home Depot gift card just won’t get used, sell it on eBay. You’d be surprised, you can make an 80-90% return on the value of the card. People are always eager to save a few bucks, even it that means paying $21 for a $25 Gap gift card.
I customarily do this with Starbucks gift cards. I hate Starbucks.